Auto insurance prices are expected to continue to go up in 2026 in Nevada, but have cooled off from the skyrocketing prices in recent years.
A Lending Tree report found that auto insurance rates will creep up around 1% this year. In Nevada, rates are expected to stay the highest in the country after another year of rising prices.
“Insurance companies spent the last few years rapidly raising rates to catch up with higher claim costs from inflation, expensive vehicle repairs and elevated accident severity,” auto insurance analyst Lindsay Bishop at LendingTree told The Center Square. “As those costs level off, companies no longer need to raise rates as aggressively.”
The less than 1% national increase in auto insurance prices is the lowest since 2022. Since then, drivers across the country have experienced insurance price shock. Averages of 11.57% (2023), 17.13% (2024) and 7.56% (2025) make 2026 look tame by comparison. Today, the average full coverage car insurance is $208 per month in the U.S., according to a report by Lending Tree’s Value Penguin.
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